Comparison · BitPay

BitPay vs Geat.io.

BitPay is the established US-licensed crypto processor. Long history (2011), wide brand recognition, focus on Payment Protocol wallets and large-merchant integrations.

BitPay is better if…

Established merchants who want a fully-licensed US entity behind their checkout, and whose customers already have a BitPay-compatible wallet.

Geat.io is better if…

Smaller online merchants who want flat per-payment pricing instead of a percentage, non-custodial settlement to their own wallet, no KYC, and drop-in WHMCS / Blesta plugins (BitPay doesn't ship for either).

Side-by-side.

Feature

BitPay

Geat.io

Percentage fee on payments

✓

✗ (flat credits, $0.05-0.09)

Non-custodial settlement

✗

✓ Your own wallet

Sign-up without KYC

✗

✓ 20 free credits

WHMCS plugin

✗

✓ Live

Blesta plugin

✗

✓ Live

WooCommerce plugin

✓

Lightning Network

✓

✗ (not on roadmap)

Stablecoin (USDT)

✓ (multiple chains)

✓ ERC-20 only

NMLS-licensed US entity

✓

✗

Self-serve sign-up

✓

Hosted checkout

✓

Facts about BitPay sourced from their public marketing pages as of 2026-06. Specifics may have changed since — let us know if anything is out of date.

Try Geat.io free.

20 free credits, no KYC, about five minutes to set up. If you decide BitPay fits better, no friction to leave.

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